SpecialistÂ
Guarantees Africa
Credeq underwrites specialist guarantees across niche sectors and emerging markets – from Information and communication technology and renewables to transport and heavy industry, giving clients opportunity and beneficiaries confidence.
- Bespoke guarantees for non-standard risks
- Alternatives to cash-heavy collateral requirements
- We take on the complexity others avoid
The credit roadblocks facing niche industries
Who gains from a specialist guarantee?
Commercial
Customers across South Africa and beyond
Energy, infrastructure,
& manufacturing
Including renewables, Information and communication technology, and heavy industries
Logistics &
trade-linked sectors
From specialist transport to mining-related supply
Niche & emerging
industries
Unique sectors requiring tailored guarantees
Brokers
Seeking fast, sector-smart underwriting support for their clients
How Credeq unlocks possibilities in specialist sectors
We structure guarantees using paper security and indemnities — reducing cash tie-up.
Our in-house legal and underwriting expertise allow us to draft customised wordings quickly.
We prioritise knowing the client, engaging directly to understand unique risks.
We support brokers by underwriting where others hesitate, enabling deals to move forward.
Specialist guarantee myths – busted!
"We only underwrite safe, low-risk deals."
In fact, we specialise in complex, higher-risk projects that others avoid.
"Specialist guarantees are too expensive."
While sometimes higher in fee, they require less cash collateral, than some other alternatives, freeing liquidity.
Underwriting expertise that backs non-standard risks
Our underwriters stay engaged with industry developments through forums, workshops, and direct client discussions. This ensures we can confidently structure Specialist Guarantees Africa for emerging markets, renewable projects, and niche industries — underwriting risks that others avoid.
Proven leadership in complex guarantees
First Insurance guarantee provider to underwrite renewable energy contracts in South Africa.
Track record of writing guarantees other guarantee providers would not consider.
Recognised as a market leader in custom, complex guarantee structures.
Backed by
Lombard Insurance Company Limited
Credeq Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP 54862) underwritten by Lombard Insurance Company Limited an Authorised Financial Services Provider (FSP 1596) and insurer conducting non-life insurance business.
Unlock credit confidence
in specialist sectors
Speak to our underwriting specialists about structuring a bespoke guarantee that supports your clients in non-standard industries.
Hester Kruger
Specialist Guarantees
Mark Massey
Specialist Guarantees
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Discover our full range of guarantee & trade credit solutions
Credeq Africa partners with brokers and businesses across sectors.
Explore our other underwriting solutions designed to deliver compliance and credit confidence across Africa.