Construction Guarantees Africa

Construction guarantee support for contractors across Sub-Saharan Africa — from housing and roads to power plants and major infrastructure.

  • Meet tough employer requirements with confidence
  • Move projects forward without tying up cash
  • Guarantees recognised across the sector
Apply now

The challenges facing contractors

Winning work means meeting tough guarantee requirements before you break ground. Here’s what slows projects down:

Performance guarantees required before construction begins
Advance payment guarantees required to release funds
Retention guarantees replacing withheld payments
Banks insisting on 100% cash collateral
Delays in issuing guarantees stalling projects
Traditional providers lacking flexibility

How Credeq keeps projects moving

Leaders in construction guarantees Africa. We keep capital free and projects on track with guarantees designed to fit employer wording and bid deadlines:

Single point of access for all guarantee needs
Single point of access for all guarantee needs
Facilities structured to protect liquidity
Facilities structured to protect liquidity
Leaders in construction guarantees in Africa
Leaders in construction guarantees in Africa
Trusted across Africa’s largest infrastructure sectors
Trusted across Africa’s largest infrastructure sectors

Our construction guarantee solutions

Our guarantee solutions cover every critical step, from tender to completion:

Performance guarantees
Projects completed to spec
Advance payment guarantees
Safe access to upfront funding
Retention guarantees
Free withheld amounts, protect employer interests
Bid/Tender guarantees
Credible commitment in tenders

Who gains from a construction guarantee?

Guarantees enable contractors – and support the entire construction ecosystem:

Contractors &
subcontractors

Win more work, free up cash flow

Employers

Safeguard investments, secure completion

Professional
teams

Engineers, architects, QS, project managers

Financiers
& lenders

Protect capital investments

Brokers

Faster, more flexible solutions for clients

What you gain with Credeq Africa

Working with us means fewer delays, more liquidity, and guarantees that fit your project:

Compliance secured – meet obligations from day one
Liquidity preserved – alternatives to full cash collateral
Tailored structures – guarantees shaped to project and employer
Fast turnaround – aligned to tender and project deadlines
Credible backing – issued via Lombard Insurance, widely recognised

Construction guarantee myths – busted!

We hear the same misconceptions again.
Here’s the truth:

"Only banks issue accepted guarantees."
Our guarantees, via Lombard, are accepted on public and private projects.
"Insurer wordings are softer."
Employers dictate the wording. We issue to spec—often identical to bank guarantees.
"Full cash collateral is always required."
Not with us. We structure alternatives to protect liquidity.
"Guarantees are only for large contractors."
We provide guarantee facilities to small, medium and large contractors.
"Guarantees take too long to issue."
We move at bid speed—aligned to deadlines, not delays.

Experts who know construction inside out

Our underwriters know the construction sector inside out. We work directly with contractors, brokers, and employers to ensure every guarantee is credible, compliant, and built for real project demands.

Backed by
Lombard Insurance Company Limited

Credeq Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP 54862) underwritten by Lombard Insurance Company Limited an Authorised Financial Services Provider (FSP 1596) and insurer conducting non-life insurance business.

Learn more
Credeq

Unlock construction confidence with Credeq

Have a chat with our underwriting specialists about structuring a facility that keeps your projects compliant and moving forward.
Oren Zukerman
Construction Guarantees
Oren Zukerman
Lethabo Molomo
Construction Guarantees
Terence Strydom
Construction Guarantees
Terence Strydom

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