Guarantees
& Surety Africa

Unlocking credit the world needs

Credeq Africa delivers specialist surety and commercial bond guarantees that keep capital flowing and projects moving.

We underwrite growth for every sector that builds, fuels, and moves the world forward.

Potential becomes a reality

For people, businesses, and industries, Credeq Africa underwrites a full range of Guarantee Solutions across construction, mining, energy, fuel and allied industries, and growing:

Construction
Guarantees

From housing and infrastructure to major industrial projects, Credeq provides the guarantees that help contractors win work and deliver with confidence.
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Energy
Guarantees

From renewables to power plants, Credeq gives all energy players the guarantees to tender, build, and trade — keeping capital free and projects moving.
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Fuel
Guarantees

The market leader in fuel guarantees, Credeq underwrites the bonds that let petroleum retailers, wholesalers, and high-volume users secure fuel today and pay later.
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Logistics
Guarantees

Importing and exporting in Africa is complex. With customs, ports, and warehousing requirements tightening cash flow, Credeq’s logistics guarantees provide the credit security beneficiaries demand — keeping trade compliant and capital free.
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Mining
Rehabilitation Guarantees

Built for compliance, liquidity, and certainty, Credeq’s mining guarantees give companies the security to meet obligations without locking away critical capital.
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Specialist
Guarantees

Credeq underwrites specialist guarantees across niche sectors and emerging markets - from Information and communication technology and renewables to transportand heavy industry, giving clients opportunity and beneficiaries confidence.
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How we underwrite certainty

Every guarantee is built on precision — backed by rigorous legal, technical, and financial assessments of a contractor’s capacity to deliver. Whether standard or bespoke, our solutions minimise delivery risk while protecting every stakeholder involved.

From first contact to final issuance, we work with you at every step:

Application & review
You submit your application, and our team reviews the documentation, requesting any additional detail we need.
Engagement & assessment
We engage directly to understand your obligations, risk profile, and credit position. Our underwriters then evaluate and structure the right facility.
Approval & issuance
Your application is reviewed by our credit committee, legal and security documents are finalised, and your guarantee is issued with full backing and recognition.

Credeq supports projects across Europe, Africa, India, and Australia, with guarantees recognised by beneficiaries in multiple markets. Wherever you build, we give you the confidence to deliver.

Crossing
the continent

One-stop shop for your projects on the continent.

Through our network of formal and informal reinsurance agreements, we are able to simplify guarantee transactions for your projects across the African continent.

We have formal and informal reinsurance agreements in place across the African continent. We regularly issue these in the countries below:

  • Angola
  • Botswana
  • Cape Verde
  • Cameroon
  • Ghana
  • Kenya
  • Lesotho
  • Liberia
  • Malawi
  • Mauritius
  • Mozambique
  • Namibia
  • Nigeria
  • Rwanda
  • Sierra Leone
  • Swaziland
  • Tanzania
  • Uganda
  • Zambia
  • Zimbabwe

Backed by
Lombard Insurance Company Limited

Credeq Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP 54862) underwritten by Lombard Insurance Company Limited an Authorised Financial Services Provider (FSP 1596) and insurer conducting non-life insurance business.

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Guarantees that get it done

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