Mining Guarantees Africa
Comprehensive mining guarantee solutions for Africa and beyond. Our mining guarantees give mining companies the security to meet obligations without locking away critical capital.
- Meet regulatory requirements from day one
- Free up cash flow and bank credit lines
- Free credit and support long-term sustainability
The problem mines face
Mining bonds & environmental solutions
Mining Rehabilitation Guarantees – via either a Guarantee Facility or a Multiyear Mining Rehabilitation Policy (MYMRP).
Commodity Advance Payment Guarantees – enabling mines to secure alternative funding from commodity traders.
Payment Guarantees – including Eskom, Transnet Freight Rail, and Fuel Guarantees.
Renewable Energy Guarantees – for grid connections, wheeling, decommissioning, and purchase agreements.
Trade Credit Insurance – via our trade credit division, protecting receivables against default.
How Credeq unlocks mining potential
We offer a comprehensive suite of mining related guarantees, that go beyond rehabilitation — we deliver a one-stop guarantee solution for the mining sector.
Key benefits
Regulatory compliance on day one – without locking away major capital.
Liquidity preserved – free up credit lines with banking institutions.
Flexibility – facilities structured around production, risk profile, and life-of-mine.
Global reach – accepted across South Africa, the Nordics, Spain, Australia, and other markets where our guarantees are recognised.
Backed by strength – supported by A-rated (or better) international reinsurers.
Who gains from mining guarantees
Mining
companies
That want to comply with legislative requirements whilst managing capital efficiently.
Department of minerals & petroleum resources
As the ultimate beneficiary of our guarantee to ensure mining companies comply with their rehabilitation obligations.
Mining
environment
As our mine rehabilitation guarantees fundamentally are for the protection of the environment after mining activities end.
Mining brokers
or direct clients
Looking for a one-stop shop of multiple solutions that serves their goals and grows their businesses.
Myths about mining guarantees
"Insurance guarantees aren’t accepted in Africa."
Credeq offers bank-fronted and insurer-backed options to ensure acceptance across jurisdictions.
"Rehabilitation guarantees tie up cash."
Our Guarantee Facility and MYMRP structures align with mine cash flows, freeing liquidity.
"Only large mines benefit."
We work with mid-tier and smaller mining companies (requirements typically above R10 million).
"Insurance guarantees are risky."
No rehabilitation guarantee issued via Lombard has ever been called by the DMPR without due process.
Backed by
Lombard Insurance Company Limited
Credeq Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP 54862) underwritten by Lombard Insurance Company Limited an Authorised Financial Services Provider (FSP 1596) and insurer conducting non-life insurance business.
Speak to our specialist
mining underwriters
Explore tailored guarantee solutions that support your project’s compliance, cash flow, and long-term sustainability.
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Discover our full range of guarantee & trade credit solutions
Credeq Africa partners with brokers and businesses across sectors.
Explore our other underwriting solutions designed to deliver compliance and credit confidence across Africa.