Builders

Confidence to build, built in.

Whether you’re an established builder or newly certified, Construction Warranty Insurance moves quickly to get you approved and on site.

The builder’s first call

From newly certified to long-established, builders turn to us when they need:

Tailored facilities that grow with their business
Clear, consistent eligibility decisions
Responsive underwriting and direct access to decision makers
Policy reviews in as little as 2 weeks
A relationship-driven partner who backs their business
Expert underwriters on hand, not hidden

Plus, your own secure Construction Warranty Insurance online portal

Apply, pay, and manage certificates in one place
Real-time visibility on limits and instant job-specific quotes
Maximise efficiencies and reduce the back-and-forth

Support that helps builders grow

Whether you’re newly certified or well-established, Credeq Construction Warranty Insurance supports your growth and helps you stay on site. Locally known as Builders Indemnity Insurance, we refer to it as Construction Warranty Insurance.

Established builders

We support established builders with tailored facilities and clear, timely decisions that help you manage growth with confidence. Our team partners with you to understand your goals and structure a facility that supports your business.

Ready to grow or looking for better service? Let’s discuss your facility.

New builders

We help new builders get started with clear guidance, timely reviews, and direct access to experienced underwriters who understand your business.

We welcome applications from new builders and can customise a limit based on your industry experience.

How to qualify?

Eligibility for established builders.

We partner with builders who demonstrate capability and commitment. To qualify for Construction Warranty Insurance, you’ll need to meet a few key fundamentals.

A current Australian builder’s licence held for more than 2 years
A clean credit history (no bankruptcies or administrations)
Steady financial performance without ongoing losses
No outstanding ATO debt
A solid track record of building performance, with a focus on sustainable, well-capitalised growth

New to the industry?

If you’ve held your licence for less than two years, we’ll assess your eligibility based on:

Demonstrated industry experience in a paid role
Evidence of financial stability, such as property ownership with positive net equity
A credit score with no red flags

We’re here to help you grow your business with the right support and guidance. If you’re unsure about the criteria, contact us directly or speak with your broker — our underwriters can help assess your eligibility and next steps.

FAQs

  • What does Construction Warranty Insurance cover?

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    It protects homeowners if a builder cannot complete work or fix defects due to death, disappearance, or insolvency — as required by state law.

  • Is it the same as Building Indemnity Insurance?

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    Yes — the name changes by state (e.g., Home Owners Warranty, Builders Warranty, DBI), but the purpose is the same.

  • How is Construction Warranty Insurance different from competitors?

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    By being private, smaller and nimbler organisation, we can provide quicker and more efficient service, putting the best commercial outcomes for our builders first.

  • How long will eligibility renewals take?

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    A review typically takes a maximum of 2 weeks from when all required information is received (up to $30M cover).

  • How long do job approvals take?

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    In cases where a job isn’t auto-approved, the review typically takes 3 business days from when all required information is received.

  • Can I get an increase to the limits we have been given?

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    Limit increases can be considered at any time, subject to your facility conditions and performance.

  • How do I obtain my certificates and how long will it take?

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    Once we have issued your eligibility, you will receive login details to our online portal, where you will be able to issue the certificates required.

  • Who is Credeq?

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    We’re a leading global credit insurance provider bringing together over 35 years of industry experience. Headquartered in London, with local teams in South Africa, Australia, and Europe. We wrote over AUD$365M in gross premiums last year (2024). With every policy there’s real strength standing behind you.

  • Do I have to use a broker with Construction Warranty Insurance?

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    Whilst we have many broker partners, you can also deal directly with us if you choose.

Credeq

Get in touch

Contact

Fill in the online form below, email us directly or call us anytime between 8:30am – 5pm Monday to Friday (AEST)

Tel no.

1300 294000

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