[\/et_pb_text][et_pb_text admin_label=”Bullets” module_class=”product-hero-sub1 gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”||35px||false|false” global_colors_info=”{}”]<\/p>\n
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- Meet regulatory requirements from day one<\/li>\n
- Free up cash flow and bank credit lines<\/li>\n
- Free credit and support long-term sustainability<\/li>\n<\/ul>\n
[\/et_pb_text][et_pb_code admin_label=”Buttons” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Apply now<\/a><\/div>\n[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row module_class=”row-product-img gsap-fade” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/mining-africa-01.jpg” title_text=”mining-africa-01″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”The problem mines face” module_class=”section-expertise section-pattern-top section-pattern-bottom bg-grey” _builder_version=”4.27.5″ _module_preset=”default” background_enable_image=”off” background_position=”top_center” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Title” module_class=”tcenter gsap-headings” _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”||60px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n
The problem mines face<\/strong><\/h2>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”Slider” module_class=”gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
<\/p>\n<\/p>\n<\/p>\n<\/p>\nUpfront Costs<\/b>Mines are required to make upfront financial provision for rehabilitation before operations begin.<\/span> <\/div>\n<\/div>\n
<\/p>\n
<\/p>\nLiquidity Tied Up<\/b>Traditional options \u2014 cash deposits or trusts \u2014 tie up liquidity and limit growth.<\/span> <\/div>\n<\/div>\n
<\/p>\n
<\/p>\nCredit Lines Consumed<\/b>The issuance of rehabilitation guarantees via banking facilities consumes valuable credit lines.<\/span> <\/div>\n<\/div>\n
<\/p>\n
<\/p>\nESG Pressures<\/b>Mounting ESG pressures have restricted financial capacity and support for mines, particularly those involved in certain commodities.<\/span> <\/div>\n<\/div>\n
<\/p>\n
<\/p>\nLimited Solutions<\/b>Many competitors tend to focus on a narrow range of products, which may not provide the broader solutions or extensive geographic reach that our clients need.<\/span> <\/div>\n<\/div>\n
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<\/p>\n
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<\/p>\n<\/i><\/div>\n<\/p>\n
<\/i><\/div>\n<\/div>\n
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[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Mining bonds & environmental solutions” module_class=”section-expertise section-pattern-bottom” _builder_version=”4.27.5″ _module_preset=”default” background_enable_image=”off” background_position=”top_center” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Title” module_class=”tcenter gsap-headings” _builder_version=”4.27.5″ _module_preset=”default” module_alignment=”center” custom_padding=”||50px||false|false” global_colors_info=”{}”]<\/p>\n
Mining bonds & environmental solutions<\/strong><\/h2>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”Blocks” module_class=”gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
<\/p>\n<\/p>\nMining Guarantees<\/b> \u2013 via either a Guarantee Facility or a Multiyear Mining Rehabilitation Policy (MYMRP).<\/span> <\/div>\n<\/div>\n
<\/p>\n
<\/p>\nCommodity Advance Payment Guarantees<\/b> \u2013 enabling mines to secure alternative funding from commodity traders.<\/span> <\/div>\n<\/div>\n
<\/p>\n
<\/p>\nPayment Guarantees<\/b> \u2013 including Eskom, Transnet Freight Rail, and Fuel Guarantees.<\/span> <\/div>\n<\/div>\n
\t<\/p>\n
<\/p>\nRenewable Energy Guarantees<\/b> \u2013 for grid connections, wheeling, decommissioning, and purchase agreements.<\/span> <\/div>\n<\/div>\n
<\/p>\n
<\/p>\nTrade Credit Insurance<\/b> \u2013 via our trade credit division, protecting receivables against default.<\/span> <\/div>\n<\/div>\n
<\/div>\n
[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”How Credeq unlocks mining potential” module_class=”section-download” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” background_position=”top_center” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Title” module_class=”tcenter gsap-headings heading-h3″ _builder_version=”4.27.5″ _module_preset=”default” module_alignment=”center” custom_padding=”||50px||false|false” global_colors_info=”{}”]<\/p>\n
How Credeq unlocks mining potential<\/strong><\/h2>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”Block” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
We offer a comprehensive suite of mining related guarantees, that go beyond rehabilitation \u2014 we deliver a one-stop guarantee solution for the mining sector.<\/b><\/span><\/div>\n[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Key benefits” module_class=”section-expertise bg-grey section-pattern-bottom” _builder_version=”4.27.5″ _module_preset=”default” background_enable_image=”off” background_position=”top_center” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Title” module_class=”tcenter gsap-headings heading-h3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Key benefits<\/strong><\/h2>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”CWI bullets” module_class=”gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
<\/p>\nRegulatory compliance on day one<\/b> \u2013 without locking away major capital. <\/div>\n<\/p>\n
Liquidity preserved<\/b> \u2013 free up credit lines with banking institutions. <\/div>\n<\/p>\n
Flexibility<\/b> \u2013 facilities structured around production, risk profile, and life-of-mine. <\/div>\n<\/p>\n
Global reach<\/b> \u2013 accepted across South Africa, the Nordics, Spain, Australia, and other markets where our guarantees are recognised. <\/div>\n<\/p>\n
Backed by strength<\/b> \u2013 supported by A-rated (or better) international reinsurers. <\/div>\n<\/div>\n
[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Who gains from mining guarantees” module_class=”section-forward section-pattern-bottom” _builder_version=”4.27.5″ _module_preset=”default” background_enable_image=”off” background_position=”top_center” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Title” module_class=”tcenter gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” module_alignment=”center” custom_padding=”||70px||false|false” global_colors_info=”{}”]<\/p>\n
Who gains from mining guarantees<\/strong><\/h2>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”Blocks” module_class=”gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
<\/p>\n<\/p>\n<\/p>\nMining companies<\/h3>\n
\t<\/p>\n
That want to comply with legislative requirements whilst managing capital efficiently.<\/div>\n<\/div>\n
<\/div>\n
<\/p>\n
<\/p>\n<\/p>\nDepartment of minerals & petroleum resources<\/h3>\n
\t<\/p>\n
As the ultimate beneficiary of our guarantee to ensure mining companies comply with their rehabilitation obligations.<\/div>\n<\/div>\n
<\/div>\n
<\/p>\n
<\/p>\n<\/p>\nMining environment<\/h3>\n
\t<\/p>\n
As our mine rehabilitation guarantees fundamentally are for the protection of the environment after mining activities end.<\/div>\n<\/div>\n
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<\/p>\n
<\/p>\n<\/p>\nMining brokers or direct clients<\/h3>\n
\t<\/p>\n
Looking for a one-stop shop of multiple solutions that serves their goals and grows their businesses.<\/div>\n<\/div>\n
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[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Myths about mining guarantees” module_class=”section-forward section-pattern-bottom bg-grey” _builder_version=”4.27.5″ _module_preset=”default” background_enable_image=”off” background_position=”top_center” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Title” module_class=”tcenter gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” module_alignment=”center” custom_padding=”||20px||false|false” global_colors_info=”{}”]<\/p>\n
Myths about mining guarantees<\/strong><\/h2>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”Blocks” module_class=”gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
<\/p>\n<\/p>\n\t“Insurance guarantees aren\u2019t accepted in Africa.” <\/div>\n<\/p>\n
\tCredeq offers bank-fronted and insurer-backed options to ensure acceptance across jurisdictions. <\/div>\n<\/div>\n
<\/p>\n
<\/p>\n\t“Rehabilitation guarantees tie up cash.” <\/div>\n<\/p>\n
\tOur Guarantee Facility and MYMRP structures align with mine cash flows, freeing liquidity. <\/div>\n<\/div>\n
<\/p>\n
<\/p>\n\t“Only large mines benefit.” <\/div>\n<\/p>\n
\tWe work with mid-tier and smaller mining companies (requirements typically above R10 million). <\/div>\n<\/div>\n
<\/p>\n
<\/p>\n\t“Insurance guarantees are risky.” <\/div>\n<\/p>\n
\tNo rehabilitation guarantee issued via Lombard has ever been called by the DMPR without due process. <\/div>\n<\/div>\n
<\/div>\n
[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Backed by Lombard” module_id=”claim” module_class=”section-col-img section-col-img-l product-img section-pattern-top” _builder_version=”4.27.4″ _module_preset=”default” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row module_class=”row-col-img row-col-img-max” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/logo-lombard-01.svg” title_text=”logo-lombard-01″ admin_label=”Logo” _builder_version=”4.27.5″ _module_preset=”default” width=”210px” custom_padding=”||60px||false|false” global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”Title” module_class=”gsap-headings” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Backed by <\/strong>
Lombard Insurance Company Limited<\/strong><\/h2>\n[\/et_pb_text][et_pb_text module_class=”gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Credeq Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP 54862) underwritten by Lombard Insurance Company Limited an Authorised Financial Services Provider (FSP 1596) and insurer conducting non-life insurance business.<\/p>\n
[\/et_pb_text][et_pb_code admin_label=”Button” module_class=”gsap-fadein” _builder_version=”4.27.5″ _module_preset=”default” link_option_url_new_window=”on” global_colors_info=”{}”]Learn more<\/a>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row module_class=”row-product-img gsap-fade” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/credeq.com\/wp-content\/uploads\/2025\/10\/cwi-claim-01.jpg” title_text=”cwi-claim-01″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Contact form + solutions” module_id=”contact-form” module_class=”section-form section-pattern-bottom section-pattern-top” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/credeq.com\/wp-content\/uploads\/2025\/10\/pattern-bg-01-scaled-1.jpg” background_position=”top_center” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”Details” module_class=”gsap-headings” _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”||50px||false|false” global_colors_info=”{}”]<\/p>\n
<\/p>\n![\"Credeq\"](\"https:\/\/credeq.com\/wp-content\/uploads\/2025\/06\/logo-glow-03.png\")
<\/div>\n<\/p>\n
<\/p>\nSpeak to our specialist mining underwriters <\/h2>\n
<\/p>\n
Explore tailored guarantee solutions that support your project\u2019s compliance, cash flow, and long-term sustainability. <\/div>\n<\/div>\n
<\/div>\n
[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”Team members” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]
\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\tHannes Prinsloo<\/div>\r\n\t\t\t\t\t\tMining Guarantees<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t![\"Hannes](\"https:\/\/credeq.com\/wp-content\/uploads\/2025\/08\/team-linkedin-01.svg\")
<\/a>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\tJeff Delp\u00eache<\/div>\r\n\t\t\t\t\t\tMining Guarantees<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\tJuanita Putter<\/div>\r\n\t\t\t\t\t\tMining Guarantees<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\tOratile Rakgogo<\/div>\r\n\t\t\t\t\t\tMining Guarantees<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row module_class=”row-contact” _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”||20px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_code admin_label=”Form” module_class=”contact-form-box” _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”||||false|false” animation_style=”fade” animation_delay=”300ms” global_colors_info=”{}”]