{"id":3558,"date":"2025-06-19T10:32:28","date_gmt":"2025-06-19T10:32:28","guid":{"rendered":"https:\/\/credeqstg.wpenginepowered.com\/construction-guarantees\/"},"modified":"2026-01-30T08:54:48","modified_gmt":"2026-01-30T08:54:48","slug":"construction-guarantees","status":"publish","type":"page","link":"https:\/\/credeq.com\/za\/construction-guarantees\/","title":{"rendered":"Construction guarantees"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Hero (Image)&#8221; module_class=&#8221;product-hero product-guarantees product-img product-hero-npad&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row module_class=&#8221;row-product-hero&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;gsap-headings&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Construction Guarantees Africa<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Subtitle&#8221; module_class=&#8221;product-hero-sub1 gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Construction guarantee support for contractors across Sub-Saharan Africa \u2014<\/strong> from housing and roads to power plants and major infrastructure.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Bullets&#8221; module_class=&#8221;product-hero-sub1 gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||35px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Meet tough employer requirements with confidence<\/li>\n<li>Move projects forward without tying up cash<\/li>\n<li>Guarantees recognised across the sector<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;Buttons&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"product-hero-buttons\"><!-- [et_pb_line_break_holder] -->  <a href=\"#contact-form\" class=\"slist-button slist-button-max\">Apply now<\/a><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row module_class=&#8221;row-product-img gsap-fade&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/contract-africa-01.jpg&#8221; title_text=&#8221;contract-africa-01&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;The challenges facing contractors&#8221; module_class=&#8221;section-expertise section-pattern-top section-pattern-bottom bg-grey&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;tcenter gsap-headings&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>The <strong>challenges facing contractors<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; module_class=&#8221;tcenter gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;600px&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||80px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Winning work means meeting tough guarantee requirements before you break ground. Here\u2019s what slows projects down:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Slider&#8221; module_class=&#8221;gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<div class=\"cbtabs-swiper-box swiper-light swiper-copy-m cbtabs-tall\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"swiper-container gradient-swiper\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"swiper-wrapper\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"cbtabs-slide swiper-slide swiper-h3-max\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<div><!-- [et_pb_line_break_holder] -->          <span>Performance guarantees required before construction begins<\/span><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"cbtabs-slide swiper-slide swiper-h3-max\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<div><!-- [et_pb_line_break_holder] -->          <span>Advance payment guarantees required to release funds<\/span><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"cbtabs-slide swiper-slide swiper-h3-max\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<div><!-- [et_pb_line_break_holder] -->          <span>Retention guarantees replacing withheld payments<\/span><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"cbtabs-slide swiper-slide swiper-h3-max\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<div><!-- [et_pb_line_break_holder] -->          <span>Banks insisting on 100% cash collateral<\/span><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"cbtabs-slide swiper-slide swiper-h3-max\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<div><!-- [et_pb_line_break_holder] -->          <span>Delays in issuing guarantees stalling projects<\/span><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"cbtabs-slide swiper-slide swiper-h3-max\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<div><!-- [et_pb_line_break_holder] -->          <span>Traditional providers lacking flexibility<\/span><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"swiper-pagination\"><\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"swiper-button-box\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"swiper-button-next\"><i class=\"fa-regular fa-chevron-right\"><\/i><\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"swiper-button-prev\"><i class=\"fa-regular fa-chevron-left\"><\/i><\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;How Credeq keeps projects moving&#8221; module_class=&#8221;section-download section-sbonds-how section-pattern-bottom&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;tcenter gsap-headings heading-h3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How <strong>Credeq keeps projects moving<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; module_class=&#8221;tcenter gsap-fadein heading-h3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;500px&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||50px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Leaders in construction guarantees Africa. We keep capital free and projects on track with guarantees designed to fit employer wording and bid deadlines:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Blocks&#8221; module_class=&#8221;gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"product-blocks product-blocks-4 icon-blocks static-blocks\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"product-block wg-animate\" data-animate=\"fadeInUp\" data-delay=\"100\" data-repeat=\"1\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"card-copy-m card-copy-max\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"product-icon\"><!-- [et_pb_line_break_holder] -->        <img decoding=\"async\" src=\"https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/cg-single-01.svg\" alt=\"Single point of access for all guarantee needs\"><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <span><!-- [et_pb_line_break_holder] -->         Single point of access for all guarantee needs<!-- [et_pb_line_break_holder] -->      <\/span><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->   <\/p>\n<div class=\"product-block wg-animate\" data-animate=\"fadeInUp\" data-delay=\"100\" data-repeat=\"1\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"card-copy-m card-copy-max\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"product-icon\"><!-- [et_pb_line_break_holder] -->        <img decoding=\"async\" src=\"https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/cg-facilities-01.svg\" alt=\"Facilities structured to protect liquidity\"><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <span><!-- [et_pb_line_break_holder] -->         Facilities structured to protect liquidity<!-- [et_pb_line_break_holder] -->      <\/span><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"product-block wg-animate\" data-animate=\"fadeInUp\" data-delay=\"100\" data-repeat=\"1\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"card-copy-m card-copy-max\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"product-icon\"><!-- [et_pb_line_break_holder] -->        <img decoding=\"async\" src=\"https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/cg-leaders-01.svg\" alt=\"Leaders in construction guarantees in Africa\"><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <span><!-- [et_pb_line_break_holder] -->         Leaders in construction guarantees in Africa<!-- [et_pb_line_break_holder] -->      <\/span><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"product-block wg-animate\" data-animate=\"fadeInUp\" data-delay=\"100\" data-repeat=\"1\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"card-copy-m card-copy-max\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"product-icon\"><!-- [et_pb_line_break_holder] -->        <img decoding=\"async\" src=\"https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/cg-trusted-03.svg\" alt=\"Trusted across Africa\u2019s largest infrastructure sectors\"><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->      <span><!-- [et_pb_line_break_holder] -->         Trusted across Africa\u2019s largest infrastructure sectors<!-- [et_pb_line_break_holder] -->      <\/span><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Our construction guarantee solutions&#8221; module_class=&#8221;section-expertise section-pattern-bottom&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;tcenter gsap-headings&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>Our construction guarantee solutions<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; module_class=&#8221;tcenter gsap-fadein heading-h3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||50px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our guarantee solutions cover every critical step, from tender to completion:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Blocks&#8221; module_class=&#8221;gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"product-blocks product-blocks-2 blue-blocks static-blocks contract-blocks\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"product-block wg-animate\" data-animate=\"fadeInUp\" data-delay=\"100\" data-repeat=\"1\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"card-copy-m\"><!-- [et_pb_line_break_holder] -->      <span><b>Performance guarantees<\/b><!\u2013- [et_pb_br_holder] -\u2013>Projects completed to spec<\/span><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->     <\/p>\n<div class=\"product-block wg-animate\" data-animate=\"fadeInUp\" data-delay=\"300\" data-repeat=\"1\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"card-copy-m\"><!-- [et_pb_line_break_holder] -->      <span><b>Advance payment guarantees<\/b><!\u2013- [et_pb_br_holder] -\u2013>Safe access to upfront funding<\/span><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"product-block wg-animate\" data-animate=\"fadeInUp\" data-delay=\"500\" data-repeat=\"1\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"card-copy-m\"><!-- [et_pb_line_break_holder] -->      <span><b>Retention guarantees<\/b><!\u2013- [et_pb_br_holder] -\u2013>Free withheld amounts, protect employer interests<\/span><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/p>\n<div class=\"product-block wg-animate\" data-animate=\"fadeInUp\" data-delay=\"100\" data-repeat=\"1\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"card-copy-m\"><!-- [et_pb_line_break_holder] -->      <span><b>Bid\/Tender guarantees<\/b><!\u2013- [et_pb_br_holder] -\u2013>Credible commitment in tenders<\/span><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Who gains from a construction guarantee? &#8221; module_class=&#8221;section-forward section-pattern-bottom bg-grey&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;tcenter gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>Who gains from a construction guarantee?<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; module_class=&#8221;tcenter gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;400px&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||70px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Guarantees enable contractors &#8211; and support \u0003the entire construction ecosystem:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Blocks&#8221; module_class=&#8221;gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"nimg-blocks nimg-blocks-sub\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"nimg-block\" style=\"background-image: url('https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/gains-contract-01.jpg');\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3>Contractors &#038; <!\u2013- [et_pb_br_holder] -\u2013>subcontractors<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t<\/p>\n<div>Win more work, free up cash flow<\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"nimg-block\" style=\"background-image: url('https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/gains-employ-01.jpg');\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3>Employers<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t<\/p>\n<div>Safeguard investments, secure completion<\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"nimg-block\" style=\"background-image: url('https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/gains-pro-01.jpg');\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3>Professional <!\u2013- [et_pb_br_holder] -\u2013>teams<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t<\/p>\n<div>Engineers, architects, QS, project managers<\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"nimg-block\" style=\"background-image: url('https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/gains-fin-01.jpg');\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3>Financiers <!\u2013- [et_pb_br_holder] -\u2013>&#038; lenders<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t<\/p>\n<div>Protect capital investments<\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"nimg-block nimg-block-max\" style=\"background-image: url('https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/gains-brokers-01.jpg');\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3>Brokers<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t<\/p>\n<div>Faster, more flexible solutions for clients<\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;What you gain with Credeq Africa&#8221; module_class=&#8221;section-download section-qualify section-pattern-bottom&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;tcenter gsap-headings heading-h3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>What you gain with Credeq Africa<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; module_class=&#8221;tcenter gsap-fadein heading-h3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;450px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Working with us means fewer delays, more liquidity, and guarantees that fit your project:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;CWI bullets&#8221; module_class=&#8221;gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"cwi-bullets cwi-nborder\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"cwi-bullet\"><!-- [et_pb_line_break_holder] -->    <b>Compliance secured<\/b> \u2013 meet obligations from day one<!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"cwi-bullet\"><!-- [et_pb_line_break_holder] -->    <b>Liquidity preserved<\/b> \u2013 alternatives to full cash collateral<!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"cwi-bullet\"><!-- [et_pb_line_break_holder] -->    <b>Tailored structures<\/b> \u2013 guarantees shaped to project and employer<!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"cwi-bullet\"><!-- [et_pb_line_break_holder] -->    <b>Fast turnaround<\/b> \u2013 aligned to tender and project deadlines<!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"cwi-bullet\"><!-- [et_pb_line_break_holder] -->    <b>Credible backing<\/b> \u2013 issued via Lombard Insurance, widely recognised<!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Construction guarantee myths &#8211; busted!&#8221; module_class=&#8221;section-forward section-pattern-bottom&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;tcenter gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>Construction guarantee myths &#8211; busted!<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; module_class=&#8221;tcenter gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;400px&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>We hear the same misconceptions again.<\/strong><br \/><strong>Here\u2019s the truth:<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Blocks&#8221; module_class=&#8221;gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"myths-list\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"myths-row\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-no\"><!-- [et_pb_line_break_holder] -->    \t&#8220;Only banks issue accepted guarantees.&#8221;<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-yes\"><!-- [et_pb_line_break_holder] -->    \tOur guarantees, via Lombard, are accepted on public and private projects.<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"myths-row\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-no\"><!-- [et_pb_line_break_holder] -->    \t&#8220;Insurer wordings are softer.&#8221;<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-yes\"><!-- [et_pb_line_break_holder] -->    \tEmployers dictate the wording. We issue to spec\u2014often identical to bank guarantees.<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"myths-row\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-no\"><!-- [et_pb_line_break_holder] -->    \t&#8220;Full cash collateral is always required.&#8221;<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-yes\"><!-- [et_pb_line_break_holder] -->    \tNot with us. We structure alternatives to protect liquidity.<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"myths-row\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-no\"><!-- [et_pb_line_break_holder] -->    \t&#8220;Guarantees are only for large contractors.&#8221;<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-yes\"><!-- [et_pb_line_break_holder] -->    \tWe provide guarantee facilities to small, medium and large contractors.<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"myths-row\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-no\"><!-- [et_pb_line_break_holder] -->    \t&#8220;Guarantees take too long to issue.&#8221;<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"myths-bullet myths-bullet-yes\"><!-- [et_pb_line_break_holder] -->    \tWe move at bid speed\u2014aligned to deadlines, not delays.<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Experts who know construction inside out&#8221; module_class=&#8221;section-download&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;tcenter gsap-headings heading-h3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;||50px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>Experts who know construction inside out<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Block&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"expert-block\"><!-- [et_pb_line_break_holder] -->  <span><b>Our underwriters know the construction sector inside out.<\/b> We work directly with contractors, brokers, and employers to ensure every guarantee is credible, compliant, and built for real project demands.<\/span><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Backed by Lombard&#8221; module_id=&#8221;claim&#8221; module_class=&#8221;section-col-img section-col-img-l product-img section-pattern-top&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row module_class=&#8221;row-col-img row-col-img-max&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/credeq.com\/wp-content\/uploads\/2026\/01\/logo-lombard-01.svg&#8221; title_text=&#8221;logo-lombard-01&#8243; admin_label=&#8221;Logo&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; width=&#8221;210px&#8221; custom_padding=&#8221;||60px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Title&#8221; module_class=&#8221;gsap-headings&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>Backed by <\/strong><br \/><strong>Lombard Insurance Company Limited<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text module_class=&#8221;gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Credeq Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP 54862) underwritten by Lombard Insurance Company Limited an Authorised Financial Services Provider (FSP 1596) and insurer conducting non-life insurance business.<\/p>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;Button&#8221; module_class=&#8221;gsap-fadein&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<a href=\"https:\/\/www.lombardins.com\/\" class=\"slist-button\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row module_class=&#8221;row-product-img gsap-fade&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/credeq.com\/wp-content\/uploads\/2025\/10\/cwi-claim-01.jpg&#8221; title_text=&#8221;cwi-claim-01&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Contact form + solutions&#8221; module_id=&#8221;contact-form&#8221; module_class=&#8221;section-form section-pattern-bottom section-pattern-top&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/credeq.com\/wp-content\/uploads\/2025\/10\/pattern-bg-01-scaled-1.jpg&#8221; background_position=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Details&#8221; module_class=&#8221;gsap-headings&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||50px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"contact-hero-box contact-hero-za\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"contact-hero-img gsap-fade\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/credeq.com\/wp-content\/uploads\/2025\/06\/logo-glow-03.png\" alt=\"Credeq\"><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"contact-hero-info\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<h2><!-- [et_pb_line_break_holder] -->      Unlock construction confidence with Credeq<!-- [et_pb_line_break_holder] -->    <\/h2>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"contact-details\"><!-- [et_pb_line_break_holder] -->       Have a chat with our underwriting specialists about structuring a facility that keeps your projects compliant and moving forward.<!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=&#8221;on&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Team members&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<div class=\"team-person-box team-page-box\">\t\t\t\t<div class=\"team-person wg-animate\" data-animate=\"fadeIn\" data-delay=\"100\" data-repeat=\"0\" style=\"background-image: url('https:\/\/credeq.com\/wp-content\/uploads\/2025\/08\/team-oz-01.jpg');\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"team-person-overlay\"><\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"team-person-info\">\r\n\t\t\t\t\t\t<div class=\"team-person-name\">Oren Zukerman<\/div>\r\n\t\t\t\t\t\t<div class=\"team-person-title\">Construction Guarantees<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/orenzukerman\/\" class=\"team-person-linkedin\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/credeq.com\/wp-content\/uploads\/2025\/08\/team-linkedin-01.svg\" alt=\"Oren Zukerman\"><\/a>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"team-person wg-animate\" data-animate=\"fadeIn\" data-delay=\"100\" data-repeat=\"0\" style=\"background-image: url('https:\/\/credeq.com\/wp-content\/uploads\/2025\/08\/team-lm-01.jpg');\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"team-person-overlay\"><\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"team-person-info\">\r\n\t\t\t\t\t\t<div class=\"team-person-name\">Lethabo Molomo<\/div>\r\n\t\t\t\t\t\t<div class=\"team-person-title\">Construction Guarantees<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"team-person wg-animate\" data-animate=\"fadeIn\" data-delay=\"100\" data-repeat=\"0\" style=\"background-image: url('https:\/\/credeq.com\/wp-content\/uploads\/2025\/08\/team-ts-01.jpg');\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"team-person-overlay\"><\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"team-person-info\">\r\n\t\t\t\t\t\t<div class=\"team-person-name\">Terence Strydom<\/div>\r\n\t\t\t\t\t\t<div class=\"team-person-title\">Construction Guarantees<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/terence-a-strydom\/\" class=\"team-person-linkedin\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/credeq.com\/wp-content\/uploads\/2025\/08\/team-linkedin-01.svg\" alt=\"Terence Strydom\"><\/a>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row module_class=&#8221;row-contact&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Form&#8221; module_class=&#8221;contact-form-box&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; 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aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_1_8\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half form-product gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_8'>Product<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_8' id='input_1_8' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='' selected='selected'><\/option><option value='Construction Guarantees' >Construction Guarantees<\/option><option value='Energy Guarantees' >Energy Guarantees<\/option><option value='Mining Guarantees' >Mining Guarantees<\/option><option value='Fuel Guarantees' >Fuel Guarantees<\/option><option value='Logistics Guarantees' 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